Playbook #3

$5,000 Portfolio Example (2026)

This playbook is built for a bigger base: stronger core exposure, cleaner diversification, and a disciplined upside sleeve — without turning your portfolio into a random collection of “hot coins.”

⚠️ This is not financial advice. It’s a portfolio example and ruleset. Always DYOR and adjust allocations for your time horizon + risk tolerance.

← Back to Playbooks ← Main Page

Goal of this playbook

Get meaningful exposure to 2026 narratives while staying survivable through volatility. With $5,000, the main upgrade is: more core, less chaos, and a structured upside sleeve you don’t over-size.

No-FOMO principle: your upside sleeve should never be large enough to force emotional decisions.

Portfolio structure (simple)

Core (60–70%): the base you can hold through drawdowns.
Themes (20–30%): strong narratives with real demand drivers.
Upside sleeve (5–15%): strictly capped risk for higher beta.

Suggested allocation (example)

This is one clean way to allocate $5,000. You can tweak tickers, but keep the structure + rules.

Core $BTC Reserve / base exposure

30% ($1,500)

Core $ETH Settlement + L2 scale

20% ($1,000)

Core $XRP Rails / liquidity thesis

15% ($750)

Theme $LINK Oracles / CCIP / tokenization

10% ($500)

Theme $ONDO RWA / real yield narrative

10% ($500)

Upside $SOL / $AVAX / $NEAR Pick 1–2 max

15% ($750)

Guardrail: if you’re adding new coins every week, you’re drifting into FOMO behavior.

Buying plan (how to deploy without chasing)

3-step entries: split each allocation into 3 buys (now / pullback / deeper pullback).
No buys on vertical days: if it’s ripping, wait for consolidation.
Add on fear: red days & boredom zones are where the plan is built.

If your reason to buy is “it’s going up,” it’s usually FOMO — not strategy.

Risk rules (what keeps you alive)

No leverage. No revenge trading.
Upside sleeve stays capped: don’t let it grow into your whole portfolio.
Rebalance: if one coin dominates, trim back to structure.
Emotion rule: when stress rises, reduce size — don’t increase it.

Where I hold (so I’m not tempted to overtrade)

The easiest way to reduce FOMO is to make your holdings work while you wait. For long-term bags, I use yield setups so I’m not forced to “do something” every day.

Earn up to 21%+ (or more) on select assets (rates vary)
Mindset shift: hold + earn instead of chase + stress

CoinDepo — start here (Referral: A-32wqw35W) →

Disclaimer: APR, eligibility, and availability vary by region/asset and can change. Always confirm terms inside the platform.

Next playbooks

Memecoin Sleeve Playbook (strict sizing + rotation rules)