What Is CoinRabbit?
CoinRabbit is a crypto-backed lending platform that allows users to borrow against their digital assets instead of selling them. Loans are issued based solely on collateral value — not credit history, income, or geography.
How CoinRabbit Loans Work
- Select the asset you want to borrow
- Choose from a wide range of supported crypto collateral
- Review LTV, interest rate, and liquidation thresholds
- Deposit collateral to CoinRabbit
- Receive funds — often within minutes
- Repay at any time to unlock collateral
Loan Types & Repayment Flexibility
CoinRabbit supports both fixed-term and open-ended loan structures, giving borrowers flexibility depending on how predictable their capital needs are.
- Interest and duration set upfront
- Predictable total borrowing cost
- Best for planned, short-term needs
- No fixed repayment schedule
- Partial or full repayment at any time
- Designed for flexible liquidity access
Crypto Loans: LTV & Liquidation Mechanics
CoinRabbit loans are overcollateralized. Your loan-to-value (LTV) ratio determines how much you can borrow relative to the value of your crypto.
- Higher LTV provides more liquidity but less downside buffer
- Lower LTV reduces liquidation risk during volatility
- Collateral value is monitored in real time
- Borrowers can add collateral or repay to restore LTV
Supported Collateral Assets
CoinRabbit supports a broad range of cryptocurrencies — including major assets and long-tail tokens — allowing borrowers to use assets they already hold.
Loan Borrowing Example (With Real Numbers)
To make CoinRabbit’s loan structure more concrete, here’s a simplified example using round numbers. This is illustrative only, but it reflects how crypto-backed borrowing works in practice.
- Collateral deposited: $10,000 in crypto
- Selected LTV: 50%
- Loan amount received: $5,000
In this scenario, the borrower retains exposure to their crypto while accessing $5,000 in liquidity without selling the underlying asset.
- Price stays flat: collateral remains near $10,000 — loan remains healthy
- Price drops 20%: collateral falls to $8,000 — effective LTV rises to ~62.5%
- Price drops further: borrower may need to add collateral or repay part of the loan
This is why conservative borrowing matters. Lower starting LTV gives you more room to absorb volatility without forced liquidation.
- Borrowing too aggressively increases liquidation risk
- Moderate LTV improves survivability during drawdowns
- Loans should be actively monitored during volatile markets
Numbers shown are simplified for clarity. Actual thresholds and rates depend on market conditions and platform terms.
Why Borrow Instead of Selling?
- Avoid triggering taxable sales
- Maintain long-term market exposure
- Access liquidity without exiting positions
- Deploy capital while waiting for future price appreciation
Earning on CoinRabbit
In addition to crypto-backed loans, CoinRabbit offers a crypto savings product that lets you earn interest on your assets without selling them. Interest accrues daily and can be withdrawn at any time, giving you passive income with flexibility. :contentReference[oaicite:1]{index=1}
Supported deposits typically include major stablecoins and other assets. Once you deposit, interest begins accruing immediately, and your total earnings are visible in your dashboard. :contentReference[oaicite:2]{index=2}
- Interest rewards are credited daily — making growth visible every day. :contentReference[oaicite:3]{index=3}
- Withdraw your principal and interest anytime you choose. :contentReference[oaicite:4]{index=4}
- No fixed term or lockups — deposits earn as long as you leave them active. :contentReference[oaicite:5]{index=5}
- Grow stablecoin holdings or diversify with other supported assets. :contentReference[oaicite:6]{index=6}
- Interest is calculated from the day your deposit settles on the platform. :contentReference[oaicite:7]{index=7}
The workflow is simple: deposit your chosen assets to the Earn product, watch your APY accumulate daily, and withdraw when you wish — either in part or in full. :contentReference[oaicite:8]{index=8}
As with all centralized yield products, earnings are subject to rate changes and platform terms, so always check current rates inside the app. :contentReference[oaicite:9]{index=9}
Sample APY Scenarios & How to Calculate Earnings
To understand what earning on CoinRabbit actually means in practice, it’s useful to break APY down into simple math. APY represents the annualized return assuming interest continues to accrue over time.
CoinRabbit interest accrues daily, meaning your balance updates each day based on the current rate and your deposited amount.
Estimated Earnings = Deposit × (APY ÷ 100) × (Days Held ÷ 365)
This formula provides a reasonable estimate for short- to medium-term deposits. Actual earnings may vary slightly depending on daily rate adjustments.
Stablecoin deposit
- Deposit: $1,000
- APY: 8%
- Time: 90 days
Estimated earnings: $19.73
Stablecoin deposit
- Deposit: $5,000
- APY: 10%
- Time: 180 days
Estimated earnings: $246.58
Stablecoin deposit
- Deposit: $10,000
- APY: 10%
- Time: 365 days
Estimated earnings: $1,000
Because interest accrues daily, balances grow incrementally rather than in one lump sum at the end of the year. This makes earnings visible and predictable over time.
- APY rates may change based on market conditions
- Earnings estimates assume rates remain constant
- Withdrawals stop future interest accrual on withdrawn funds
- Interest compounds through daily balance updates
These examples are illustrative and not performance guarantees. Always verify current rates directly on the CoinRabbit platform.
Earn Calculator (Estimate)
Use this calculator to estimate how much interest you could earn on CoinRabbit based on deposit size, APY, and time held.
Estimates assume rates remain constant. Actual earnings may vary.
Risk Notes
Crypto-backed loans carry market risk and platform risk. Borrow conservatively, monitor LTV, and understand liquidation thresholds before deploying capital.
Final Take
CoinRabbit is a specialized borrowing tool. It does not attempt to be an investment platform — it exists to convert crypto holdings into liquidity without selling them.